Individual
Cover that's shapedaround you.
No dependants yet, or just want your own protection sorted — a plan built for your income, your health and your goals, that can grow with you later.
One plan covers your big what-ifs.
From a hospital stay to a loss of income, your plan is built to step in when life doesn't go as planned — so you stay on track.
Hospitalisation & surgery
Medical fees for inpatient/outpatient treatment.
Critical illness diagnosis
Lump-sum paid out on a major illness.
Accident & disability
Compensation after amputation.
Loss of income
Support if you can’t work anymore.
Add family later
Extend cover to a spouse or kids anytime.
Savings & retirement
Cover that builds toward later life.
Manage your cover from your phone.
We set you up with the insurer's app and show you how to use it — so to review coverage and claims are always a tap away, and we stay in touch all year.
Digital medical card
Your medical card is in-app – no fumbling at the hospital counter.
Track claims in real time
Submit and follow up a claim digitally. No hassle, no delayed anymore.
Policy & documents on hand
Statements, fund values, nominees are able to review in one place.
What a typical individual plan looks like.
Illustrative examples only — every plan is tailored to your stage of life and budget. We recommend what fits, never the most expensive.
Medical coverageRecommended
Building Your Future
Best for: individuals preparing for life’s next milestones
- Comprehensive medical coverage
- Income protection
- Savings (for early retirement/prepare a startup)
Protecting What Matters
Bets for: established professionals securing their legacy
- Enhanced medical coverage
- Retirement savings
- Enhanced income protection
- Legacy planning
What our clients are saying
Our agency has delivered consistent services to individuals throughout the various life stages.
Personal cover, answered.
You should honestly disclose your medical history, current health conditions, medications, smoking or vaping habits, occupation, and any high-risk hobbies. Full disclosure helps prevent future claim disputes or policy cancellation due to non-disclosure.
It depends on the type of policy. Medical insurance premiums often increase with age and medical inflation, while some life insurance plans have level premiums throughout the policy term.
To provide personal financial resilience. It ensures that you—and only you—are protected against unexpected medical bills, loss of income, or life-altering events, so that your savings and future goals remain untouched.
Let's protect what matters most.
No jargon, no pressure — just a clear look at what you need.
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