Family
Cover that growswith your family.
From your first salary to your children's future — protection built around the people you love, and review with you as life changes.
Protection that holds your family steady.
A safety net so one unexpected event — an illness, an accident, a loss — never undoes the plans you've made for the people who depend on you.
Hospitalisation & surgery
Medical fees for inpatient/outpatient treatment.
Critical illness diagnosis
Lump-sum paid out on a major illness.
Accident & disability
Compensation after amputation.
Inability to perform your profession
A lump-sum paid out upon loss of income.
Legacy for family
A payout that protects loved ones.
Savings & retirement
Build towards child’s future & your golden years.
Manage your family’s cover with just a few Clicks.
We set you up with the insurer’s app and guide you how to use it – so to review policy coverage & claims are always a tap away, and we stay in touch all year.
Digital medical card
Your whole family’s cards in-app — no fumbling at the hospital counter.
Track claims in real time
Submit and follow up a claim digitally. No hassle, no delayed anymore.
Policy & documents on hand
Statements, fund values, nominees are able to review in one place.
What a typical family plan looks like.
Illustrative examples only — every plan is tailored to your stage of life and budget. We recommend what fits, never the most expensive.
Newly Wed
Best for: just starting out, building commitments
- Medical coverage
- Income protection
- Savings (for early retirement/prepare a startup)
- Accident protection
Medical coverageRecommended
Growing Family
Best for: expecting a newborn soon, dual-income to pay off the stream of bills
- Comprehensive medical coverage
- Income protection
- Legacy planning
- Children’s education
Established Family
Best for: mid-life , pre-retirement
- Enhanced medical coverage (for elderly)
- Retirement savings
- Enhanced income protection
- Legacy planning
- Comprehensive accident protection (for elderly)
What our clients are saying
Our agency has delivered consistent services to families throughout the various life stages.
Family cover, answered.
Even without debt, your family relies on your income for daily living expenses, childcare, education, and etc. Insurance ensures that these ongoing financial responsibilities are met, giving your loved ones the stability and freedom to pursue their dreams—even in your absence.
If you outlive a term policy, coverage simply ends—but you may have the option to convert it to a permanent plan or renew it at a higher premium. Alternatively, permanent life insurance or policies with maturity benefits can provide lifelong protection and even act as a supplemental retirement fund.
Your policy's proceeds are distributed according to your nominated beneficiaries, not your spouse's future marital status. However, if you wish to protect your children's inheritance, you can structure the pay-out through a trust, ensuring that funds are used for their benefit regardless of remarriage.
Let's protect what matters most.
No jargon, no pressure — just a clear look at what your family needs.
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